Rates are subject to change and are not locked at the time of application.   Mortgage rates and APR's (Annual Percentage Rate) change often and are based on a variety of factors including but not limited to credit history,the loan amount, purpose of the loan and loan-to- value- ratio.  Product terms and interst rates are subject to change without notice.

Loan Plans and Rates

You can compare various loan plans and interest rates below. Deselect any of the options in the box below to hide those plans. Once you have decided on a plan/rate, click on the corresponding "Select" button.

Loan Term
Loan Type
Amortization Type
Residence Type
ARM 3/3
Description: 3 year adjustable rate mortgage. 30 year amortization. Rate is subject to change every 3 years (rate caps apply). APR is based on $150,000.00.
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
2.875% 0.000% 0.000% 45 2.908%
ARM 3/3 (no closing cost option)
Description: 3 year adjustable rate mortgage. 30 year amortization. CREDIT UNION PAYS CLOSING COSTS Rate is subject to change every 3 yrs (rate caps apply). APR is based on $150,000.00.
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.375% 0.000% 0.000% 45 3.410%
ARM 5/5
Description: 5 year adjustable rate mortgage. 30 year amortization. Rate is subject to change every 5 yrs (rate caps apply). APR is based on $150,000.00.
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.375% 0.000% 0.000% 45 3.410%
ARM 5/5 ( no closing cost option)
Description: 5 year adjustable rate mortgage. 30 year amortization. CREDIT UNION PAYS CLOSING COSTS Rate is subject to change every 5 years (rate caps apply). APR is based on $150,000.00.
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.875% 0.000% 0.000% 45 3.911%
Fixed 5 year term
Description: Fixed rate mortgage. Pays off in 5 years. APR is based on $150,000.00
Term In Months: 60 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
2.900% 0.000% 0.000% 45 3.028%
Fixed 15 year term
Description: Fixed rate mortgage paying off in 15 years. APR is based on $150,000.00
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.000% 0.000% 0.000% 45 3.062%
Fixed 15 year term JUMBO
Description: Fixed rate mortgage loan greater than $417,000.00 paying off in 15 years. APR is based on $417,000.00.
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.500% 0.000% 0.000% 45 3.523%
Fixed 20 year term
Description: Fixed rate mortgage loan paying off in 20 years. APR is based on $150,000.00.
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.500% 0.000% 0.000% 45 3.549%
Fixed 20 year term JUMBO
Description: Fixed rate mortgage loan greater than $417,000.00 paying off in 20 years. APR is based on $417,000.00.
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
4.375% 0.000% 0.000% 45 4.393%
Fixed 30 year term
Description: Fixed rate mortgage paying off in 30 years. APR is based on $150,000.00.
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.625% 0.000% 0.000% 45 3.660%
Fixed 30 year term JUMBO
Description: Fixed rate mortgage loan greater than $417,000.00 paying off in 30 years. APR is based on $417,000.00.
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
4.500% 0.000% 0.000% 45 4.513%
Raw Land
Description: Raw land loan. Fixed rate loan paying off in 15 years. Maximum acreage is 25 acres, no habitable structure. APR is based on $50,000.00.
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
7.950% 0.000% 0.000% 45 8.160%
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